Even if Obamacare is repealed, if you enter into an insurance contract, you are obligated to its terms. You may cancel, but you may not be able to get another policy.
If Obamacare is repealed, the terms of your policy will be the same for all of 2017. Benefits for addiction treatment, psyc help or wellness care can't be eliminated.
Most individual policies do not cover you if you get sick or injured outside your home state. If you get sick or injured while traveling, except for a visit to the ER, it is on you.
If you lose your job and your COBRA is too expensive, subsidized policies are available; The subsidy is based on your annual income.
Even if Obamacare is repealed new policies will not be available until 2018.
State Departments of Insurance are the ones who approve policies and set rates. They were the ones who agreed to the 25+% increases.
Minda Wilson
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